Tools that work with Plaid

We're tracking 7 of these, and 6 are still live today.

Watching this group for 17 days · how we check

This week2 new arrivals1 stopped answering

Narrow it down

Doesn't mention AI4Free1Open source1Data stays with you1

Stream Smart

Live

Connects to your bank via Plaid to detect recurring streaming subscriptions, tells you when to pause or resubscribe around show release dates, and flags duplicate household subscriptions.

What to know▼
How it works
Links your bank account through Plaid, auto-detects streaming subscriptions, tracks show return dates, and has a household mode to catch duplicate subscriptions between partners.
Best for
people paying for streaming services they don't consistently watch.

Watched for 12 days · last checked 6d ago

Details →

Toozi

Live

Lets self-employed people track business taxes, mileage, and expenses by text message instead of logging into a dashboard or using spreadsheets.

What to know▼
How it works
Text an assistant (Reci) at a phone number; tracks mileage deductions, payments, etc. in plain English
Best for
Freelancers, contractors, beauty pros, rideshare and real-estate solo operators

Watched for 2 days · last checked 2d ago

Details →

ClearLedger

Live

Finance app that connects to your real bank accounts via Plaid and has an AI advisor answer specific questions about your spending and savings.

Domain registered 1 month ago

What to know▼
How it works
connects accounts read-only via Plaid, AI advisor answers questions using your real income/spending/net worth data
What's different
read-only access, credentials never touch their servers (same infra as Venmo/Robinhood)
Pricing
$12/month for unlimited AI

Watched for 4 days · last checked 3d ago

Details →

Observable Finance

Live

A personal finance tool that connects your real bank accounts via Plaid and lets you build a flexible model of your household's money instead of a rigid budgeting app.

What to know▼
How it works
Connects real bank accounts through Plaid and pairs them with a spreadsheet-native modeling engine where every cell is a formula, letting users build custom financial models rather than use a fixed template.
What's different
Instead of only showing where money already went, it lets users model outcomes and answer forward-looking questions like affordability of a mortgage on a lower income.
Best for
People who want to build their own financial model rather than fit their finances into a rigid template.

Watched for 12 days · last checked 6d ago

Details →

Habeas

Live

A browser extension that exports your own data — receipts, invoices, bank statements — straight from your logged-in sessions on sites with no official export, unlike Plaid or Tink.

Open sourceCan export my data
What to know▼
How it works
An open-source browser extension that exports your own data — receipts, invoices, bank and card transactions — directly from your logged-in session on sites that have no API or export option, without storing any credentials.
What's different
Runs inside your real session instead of connecting via credentials or fighting bot detection like Plaid or Tink; data only leaves the browser to a destination you choose (folder, Drive, Dropbox, WebDAV, S3), and sources are declarative, auditable entries in an open registry rather than code.
Best for
Developers and users who need to pull their own financial data out of services with no official export.

Watched for 12 days · last checked 6d ago

Details →

Lucky Friday

Live

A mobile budgeting app that tracks accounts, spending and net worth via Plaid or manual entry, with privacy controls and explicitly no AI in its analysis.

What to know▼
How it works
A mobile budgeting app that puts accounts, balances, spending and net worth in one place, connecting via Plaid or manual entry, with flexible budgets and unlimited custom categories for irregular income.
What's different
Explicitly does not use AI to analyze spending — patterns are shown without AI guesswork.
Best for
People with irregular income who want flexible, privacy-conscious budgeting without AI-driven analysis.

Watched for 16 days · last checked 8d ago

Details →

Budgeting Bite

Not responding

A budgeting app that sends real-time push notifications after each purchase showing remaining category budget, with on-device AI.

FreeData stays with you
What to know▼
How it works
Sends a real-time push notification after each purchase showing what you spent and what's left in that budget category, with no manual entry.
What's different
On-device AI means financial data never leaves the phone, with a non-judgmental, no-red-alerts tone.
Pricing
Free beta.
Watch out
Currently in beta, looking for testers.

Watched for 17 days · last checked today

Details →

Tools that work with Plaid — the short answers

Every number here comes from our own daily check — not from a vendor list.

Tools that work with Plaid — how many are there?
Tablif is tracking 7 of them. 6 answered our check today.
Which ones are still maintained?
Tablif knocks on every door once a day and records the answer. 6 of these 7 responded on the latest run, so that number is what "still here" means on this page — not a review score.
Any open-source options?
1 of the live ones on Tablif mention being open source.
What's the newest one?
Toozi — Tablif first saw it 2 days ago.
Did a person actually look at these?
7 of them Tablif opened and read, then wrote a one-line summary in our own words instead of reusing the founder's tagline. The rest carry keyword labels we haven't confirmed by reading yet — and we say so rather than hiding it.