Topic

Tools for personal money · Open source

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Watching this group for 24 days, checked once a day · how we check

OASIS-EASY

LiveWatched 20d

An open-source AI agent platform for automating office and personal tasks — describe what you need in plain language and it builds a specialized assistant, no coding required.

Open source
What to know
How it works
An open-source AI agent platform where you create specialized 'office assistant' agents by describing what you need — e.g. one for the employee database, one for leave requests, one for expenses — and interact with them over WhatsApp, Telegram, or a native chat interface.
What's different
Open source and conversational (chat with agents like a colleague) instead of navigating a traditional ERP's pre-built interfaces.
Pricing
Open source.
Best for
Small offices wanting to automate workflows like HR, expenses or leave requests without learning a complex ERP UI.
Details →

A free, open-source calculator that tells you whether paying off debt or investing wins after taxes, using 2026 U.S. federal and state tax rules instead of a simple pre-tax rate comparison.

FreeNo sign-upOpen source
What to know
How it works
Applies 2026 federal brackets, NIIT, and state tax treatment to compare options like a HYSA, T-Bills, stocks, or IRAs against paying off a car or student loan, with shareable links.
What's different
Compares after-tax returns rather than the pre-tax rate comparison most calculators use.
Pricing
Free, open source, no signup.
Best for
anyone deciding whether to pay off a loan or invest extra money.
Details →

StackSpine

LiveWatched 12d

An open-source control plane that enforces policy, budget limits, and compliance auditing across all the AI providers a company uses in production.

Open source
What to know
How it works
Sits between apps and AI providers to enforce guardrails and log usage for audit.
Pricing
Open-source, Apache 2.0.
Best for
Engineering teams running production AI across multiple providers who need governance.
Details →

burnban

LiveWatched 18d

A local, open-source binary that meters and caps AI agent spend on your own machine for developers who want budget control without sending usage data to a dashboard.

Open source
What to know
How it works
A local binary sits in the request path, meters every token spent by AI agents, and enforces spend caps before they're exceeded; also compares your flat-rate plan against real metered rates.
What's different
Open source (MIT); sync and team budgets are planned but not yet available.
Best for
Developers running AI agents who want local spend control without a hosted dashboard.
Details →

Quantive

LiveWatched 22d

A net worth tracker where you enter balances manually or import a bank export, encrypted in your browser so the server only ever stores unreadable ciphertext. For privacy-conscious individuals who don't want to link live bank accounts.

Watch out · Active server compromise is stated as a documented non-goal of the encryption model, the same caveat the makers say applies to Bitwarden, ProtonMail and Standard Notes.

Open source
What to know
How it works
You enter balances manually or upload a bank Excel export; the portfolio is encrypted in the browser with XChaCha20-Poly1305 and Argon2id before it reaches the server, so the server only ever stores ciphertext.
What's different
No bank connection or aggregator in the trust chain — the server can't read your financial data even in a full database leak. The crypto module is open source under MIT.
Pricing
Free tier covers net worth tracking with unlimited sources, allocation charts, 12-month rolling history and 13 currencies with historically correct FX.
Best for
Privacy-conscious individuals who don't want to link live bank accounts to a net worth tracker.
Watch out
Active server compromise is stated as a documented non-goal of the encryption model, the same caveat the makers say applies to Bitwarden, ProtonMail and Standard Notes.
Details →

AskLedger

LiveWatched 19d

An open-source audit layer that logs tamper-proof evidence of what your AI agents did and the savings they produced, so you can prove real P&L impact.

Open source
What to know
How it works
Logs tamper-proof evidence of what your AI agents did, the rule they followed, and the verified savings they produced against a signed baseline.
What's different
Open source, a verifiable proof layer rather than a self-reported dashboard.
Pricing
Free to start.
Best for
Teams that want to move from AI experimentation to provable P&L impact.
Details →

xpenser

LiveWatched 5d
Open sourceSelf-hosted
Details →

Perq

Watched 10d

An open-source tool that aggregates scattered credit-card benefit pages into one searchable view of active and expiring perks.

No sign-upOpen source
What to know
How it works
Pulls official card benefit pages into one ranked, searchable list
What's different
Open source, no signup, self-hostable for private data
Pricing
Free/open-source, self-host or use live demo
Best for
Credit card holders who want to track benefits before they expire
Details →