Lumio
See all your money. Link none of your accounts.
“See all your money. Link none of your accounts.”its own headline
⚿ 8 contact fields stay closed. Everything it says about itself is open; how to reach it needs an account. Open them →
What it costs5
“Pricing -> https://lumioapp.io/pricing/”
“$9 /mo”
“$90/yr”
“$79 one-time”
“Free 14-day trial · cancel anytime”
How it runs3
“Lumio Desktop runs on Mac and Windows.”
“Lumio Cloud works in any modern browser and syncs across web, mobile, and desktop.”
“With Lumio Desktop, only on your device — no account, works fully offline.”
What it offers as proof3
“Guide -> https://lumioapp.io/guide/”
“Blog -> https://lumioapp.io/blog/”
“Every plan is free for the first 14 days, no credit card required.”
What it names2
“How is Lumio different from YNAB, Monarch, or Mint?”
“How is Lumio different from YNAB, Monarch, or Mint? Those apps require linking your bank accounts. Lumio never does”
What it calls itself2
⚿ Value and quote open with an account.
⚿ Value and quote open with an account.
What you can take with you1
“You can export all of your data at any time and delete everything in one click.”
How to reach it1
⚿ Value and quote open with an account.
About
Lumio is a private take on personal finance. It covers the whole picture, budgeting, spending by category, net worth, and debt payoff, without ever connecting to your bank. No Plaid, no account linking. You export a CSV or Excel file from your bank and import it, so your login stays with your bank and your data never lands on someone else's server. We don't sell it or track you, because the subscription is how we make money, not your spending.. $9/mth. or $90/yr. Free for the first 14 days.
