Nobody has claimed this office yet. Tablif records every new product and gives it an office; when its owner claims it, the lights go on.

What Tablif read on Credit and Habit's site

Credit and Habit describes itself as: “Compare credit cards by rewards and spending”

Stage: Live, no waitlist
How it differs: “Credit and Habit puts smart spending, confident decisions, and lasting financial habits before the rewards.”

What it is

Calls itself “credit card directory”.

Calls itself: credit card directory

“U.S. credit card directory”

Where it puts itself

Rules out “card issuer”.

Says it will not: card issuer

“We believe credit cards should help you move forward, not pull you into debt. That's why Credit and Habit puts smart spending, confident decisions, and lasting financial habits before the rewards.”

“We are not a card issuer.”

What it costs

No free plan.

Free plan: no

“Annual fee $0”

Who it sells to

Sells to consumers. Built for solo users.

Sells to: consumers
Company size: solo / indie

“Find credit cards for the way you live.”

How it runs

A web app. Hosted in the cloud. No API. AI is a side feature.

Kind: web
Runs where: cloud / hosted
API: no
AI role: a side feature

“Search our card directory or switch to AI to ask a question.”

“U.S. credit card directory”

What it works with

Names Capital One Quicksilver Rewards for Students, Chase Freedom Flex and 2 more on its pages.

Names: Capital One Quicksilver Rewards for Students · Chase Freedom Flex · Navy Federal cashRewards Credit Card · +1

“Capital One Quicksilver Rewards for Students Capital One”

“Chase Freedom Flex® Chase”

What it offers as proof

Live, no waitlist. Publishes a blog.

“Find my card ↗ Search the card index ⌕”

“Blog -> https://creditandhabit.com/blog/”

Sources

Tablif read these pages, last on 30 Oct 2026. Everything above is what the product says about itself; Tablif does not verify every claim.

Credit and Habit · Office #56,377