RespiraDebt · House #32,648

What it is

Calls itself “debt calculators”.

• Calls itself: debt calculators

“…debt calculators”

Where it puts itself

Rules out “debt settlement provider, credit counseling agency, law firm, or lender”.

• Says it will not: debt settlement provider, credit counseling agency, law firm, or lender

“We are not a debt settlement provider, credit counseling agency, law firm, or lender”

What it costs

A free tier, free forever.

• Free plan: free forever

“8 free debt calculators — no sign-up, embed anywhere”

“Free, no sign-up.”

Who it sells to

Sells to consumers.

• Sells to: consumers

“We connect consumers with third-party debt-relief providers and may receive compensation when we do.”

How it runs

A web app. Hosted in the cloud. AI is a side feature. Built with Google Analytics.

• Kind: web
• Runs where: cloud / hosted
• AI role: a side feature
• Analytics: Google Analytics

“…embed any calculator for free”

“AI assistant · general info, not financial advice · please don't share account numbers”

What it offers as proof

Live, no waitlist. Claims “8”. Try it without signing up.

• Number claimed: 8
• Trial asks for: nothing

“…no sign-up, no paywall, nothing stored”

“Free debt tools & calculators Real numbers for your real situation — estimate your payoff date, settlement savings, monthly payment, and debt-to-income ratio. Free, no sign-up.”