What Tablif read on Kosh's site
Kosh describes itself as: “Kosh — your money, sorted from your SMS”
- Price model: free tier
- Free tier: Free forever
- Stage: Live, no waitlist
- How it differs: “Everything you'd track in a spreadsheet. Without the spreadsheet.”
What it is
Calls itself “money tracker”.
- Calls itself: money tracker
“Private, open-source money tracker for Indian bank SMS”
Where it puts itself
Rules out “ads”, “analytics” and “login”.
- Says it will not: ads · analytics · login
“Everything you'd track in a spreadsheet. Without the spreadsheet.”
“No login, no ads, no analytics.”
What it costs
A free tier, free forever. No monthly or yearly plan. No one-time option.
- One-time: no
- Monthly: no
- Yearly: no
- Free plan: free forever
“Is Kosh free? Yes. No subscription, no ads, no account.”
“Free, GPL-3.0.”
Who it sells to
Sells to consumers. Available in 2 languages.
- Sells to: consumers
- Languages: English · Hindi
“Private, open-source money tracker for Indian bank SMS”
“Use Kosh in Hindi as well as English: switch in More → Appearance.”
How it runs
A mobile app for Android. Runs locally and works offline. No API. Open source.
- Kind: mobile
- Runs on: Android
- Runs where: on the device, offline
- API: no
- Open source: yes
“Free for Android · made for India”
“Android 8.0+ · about 25 MB · no account needed · free & open source (GPL-3.0)”
What it works with
Names Axis, Bank of Baroda and 5 more on its pages.
- Names: Axis · Bank of Baroda · HDFC · +4
“ICICI, HDFC, SBI, Axis, Kotak, PNB, Bank of Baroda and more: 15 banks.”
“Kosh turns your bank SMS into a full money tracker, and nothing leaves your phone.”
What it offers as proof
Live, no waitlist. Try it without signing up.
- Trial asks for: nothing
“Android 8.0+ · about 25 MB · no account needed · free & open source (GPL-3.0)”
Sources
Tablif read these pages, last on 17 Oct 2026. Everything above is what the product says about itself; Tablif does not verify every claim.
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