Toffee · Office #66,023

What it is

Calls itself “Debt Tracker” and “Loan Tracker”.

• Calls itself: Debt Tracker · Loan Tracker · +1

“Debt Tracker: Payoff Planner”

“Loan Tracker & Debt Free Plan”

Where it puts itself

Rules out “bank linking”.

• Says it will not: bank linking

“No bank linking, private by default.”

What it costs

One-time purchase, monthly subscription and yearly plan. A free tier, free forever. Trial: “7-day”. 6 prices listed on its pages, from $2 to $60.

• One-time: yes
• Monthly: yes
• Yearly: yes
• Free plan: free forever
• Price: 6 prices, from $2 to $60
• Trial: 7-day

“Toffee Pro Weekly $1.99”

“Toffee Pro - Lifetime Discount $29.99”

“Toffee Pro - Monthly $4.99”

Who it sells to

Sells to consumers. Available in 14 languages.

• Sells to: consumers
• Languages: 14 languages

“Toffee turns your credit cards, student loans, car loans and buy now, pay later balances into one clear payoff plan”

“English, Danish, Dutch, French, German, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Spanish, Swedish, Traditional Chinese, Turkish”

How it runs

A mobile app for iOS, iPadOS, macOS, visionOS and watchOS. Runs locally and works offline. Distributed through the App Store.

• Kind: mobile
• Runs on: iOS · iPadOS · macOS · +2
• Runs where: on the device, offline
• Distributed via: App Store

“…track it on iPhone, iPad, Apple Watch, widgets and Siri.”

“Compatibility Requires iOS 16.4 or later. iPhone”

What it works with

Names Instagram, Siri and 1 more on its pages.

• Names: Instagram · Siri · X

“• Achievements: earn 24 badges for streaks, payments, paid-off debts and milestones, and share your progress to Instagram, X or Messages.”

“• Siri & Shortcuts: ask Siri when you'll be debt free or what's due next”

What it offers as proof

Live, no waitlist. Claims “4”. Trying it asks for a card.

• Number claimed: 4
• Instant signup: yes
• Trial asks for: a card

“Free · In‑App Purchases”

“Payment is charged to your Apple Account at confirmation of purchase.”