What Tablif read on SpendFlow's site
SpendFlow describes itself as: “Free Personal Expense Manager & Budget Tracker — Web, Android, Telegram & AI Chat · SpendFlow”
- Price model: free tier
- Free tier: Free forever
- Stage: Live, no waitlist
- How it differs: “Rarely found in a finance app — and free right now.”
What it is
Calls itself “personal expense manager”.
- Calls itself: personal expense manager
“SpendFlow is a free personal expense manager.”
Where it puts itself
Rules out “ads” and “subscription”.
- Says it will not: ads · subscription
“Rarely found in a finance app — and free right now.”
“SpendFlow is completely free — no subscription, no ads and no locked features.”
What it costs
A free tier, free forever. No monthly or yearly plan.
- Monthly: no
- Yearly: no
- Free plan: free forever
“SpendFlow is completely free — no subscription, no ads and no locked features.”
Who it sells to
Sells to consumers. Built for solo users. Available in 5 languages.
- Sells to: consumers
- Company size: solo / indie
- Languages: 5 languages
“Free personal expense manager with Telegram and AI chat”
“English, বাংলা, Русский, ไทย and Deutsch”
How it runs
A bot, desktop app, mobile app and web app for Android and iOS. Hosted in the cloud. Distributed through the Play Store. Offers an API. AI is a side feature.
- Kind: bot · desktop · mobile · +1
- Runs on: Android · iOS
- Runs where: cloud / hosted
- Distributed via: Play Store
- API: yes
- AI role: a side feature
“Add expenses from a Telegram bot ("50 coffee")”
“Use it on the web or on Android”
What it works with
Integrates with Telegram. Runs inside Android. Names ChatGPT, Claude and 3 more on its pages.
- Integrates with: Telegram
- Runs inside: Android
- Names: ChatGPT · Claude · Google Play · +2
“Android”
“ChatGPT”
What it offers as proof
Live, no waitlist. Try it without signing up. Publishes docs.
- Instant signup: yes
- Trial asks for: nothing
“Open the web app and sign in with Google or your email”
“Not ready? Try the demo first — no account needed.”
Sources
Tablif read these pages, last on 8 Nov 2026. Everything above is what the product says about itself; Tablif does not verify every claim.
Similar products in Tablif Town
- Finpin: Expense tracker that lives in your Telegram chat
- FinTrack — AI Expense Tracker: Track expenses and income without leaving Telegram
- Flow — Budget & Expense Tracker: Personal finance tracker: expenses, budgets & investments
- BudgetAI: AI expense tracker that auto-logs every dollar, splits bills with your partner.
- Budget AI - Modern Expense Tracker: expense tracker, budget, ai, automation, personal finance
- Expense Manager : Budget & AI App: Download Expense Manager : Budget & AI
- SpendNest : Expense Tracker: Offline Expense Tracker and Budget Planner
- Smart Finance: Expense Budget: Digital cash stuffing & visual envelope budgeting for mobile