Laying out the streets…STEP 1 OF 3

SpendFlow · Office #66,520

Free personal expense manager with Telegram and AI chat

In the Personal money neighborhood (Industry). In town since 8 Nov 2026.

Nobody has claimed this office yet. Tablif records every new product and gives it an office; when its owner claims it, the lights go on.

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What Tablif read on SpendFlow's site

SpendFlow describes itself as: “Free Personal Expense Manager & Budget Tracker — Web, Android, Telegram & AI Chat · SpendFlow”

What it is

Calls itself “personal expense manager”.

  • Calls itself: personal expense manager
“SpendFlow is a free personal expense manager.”

Where it puts itself

Rules out “ads” and “subscription”.

  • Says it will not: ads · subscription
“Rarely found in a finance app — and free right now.”
“SpendFlow is completely free — no subscription, no ads and no locked features.”

What it costs

A free tier, free forever. No monthly or yearly plan.

  • Monthly: no
  • Yearly: no
  • Free plan: free forever
“SpendFlow is completely free — no subscription, no ads and no locked features.”

Who it sells to

Sells to consumers. Built for solo users. Available in 5 languages.

  • Sells to: consumers
  • Company size: solo / indie
  • Languages: 5 languages
“Free personal expense manager with Telegram and AI chat”
“English, বাংলা, Русский, ไทย and Deutsch”

How it runs

A bot, desktop app, mobile app and web app for Android and iOS. Hosted in the cloud. Distributed through the Play Store. Offers an API. AI is a side feature.

  • Kind: bot · desktop · mobile · +1
  • Runs on: Android · iOS
  • Runs where: cloud / hosted
  • Distributed via: Play Store
  • API: yes
  • AI role: a side feature
“Add expenses from a Telegram bot ("50 coffee")”
“Use it on the web or on Android”

What it works with

Integrates with Telegram. Runs inside Android. Names ChatGPT, Claude and 3 more on its pages.

  • Integrates with: Telegram
  • Runs inside: Android
  • Names: ChatGPT · Claude · Google Play · +2
“Android”
“ChatGPT”

What it offers as proof

Live, no waitlist. Try it without signing up. Publishes docs.

  • Instant signup: yes
  • Trial asks for: nothing
“Open the web app and sign in with Google or your email”
“Not ready? Try the demo first — no account needed.”

Sources

Tablif read these pages, last on 8 Nov 2026. Everything above is what the product says about itself; Tablif does not verify every claim.

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