We check every product on this page once a day and record whether it still answers.
A dead-simple expense tracker: type a shorthand phrase like 'coffee 12' and it's logged and categorized instantly. Data stays on your phone, with no bank linking or account required.
Watch out · Because there's no bank linking, entries rely on you remembering to type them rather than automatic transaction capture.
No sign-upData stays with youNo ads
What to know▼
How it works
Type a shorthand phrase like 'coffee 12' and it's instantly logged and categorized as an expense.
What's different
No bank linking, no signup and no ads — data stays on your phone rather than syncing to a server.
Pricing
No signup required.
Best for
People who want expense tracking simple enough to actually stick with, without linking a bank account.
Watch out
Because there's no bank linking, entries rely on you remembering to type them rather than automatic transaction capture.
We check every product on this page once a day and record whether it still answers.
A suite of free financial calculators plus a paid AI-driven P&L analysis tool for small business owners.
FreeNo sign-upCan export my data
What to know▼
How it works
Offers free financial calculators (EBITDA, cash flow, valuation, ROI, break-even) plus a paid tier for AI analysis of an uploaded P&L and cash flow forecasting.
Pricing
Free calculators with no signup; Advantage tier is $19/month at the founding rate.
Best for
Small business owners without a CFO or accountant.
We check every product on this page once a day and record whether it still answers.
A free calculator that adds, subtracts or counts business days between dates using real public-holiday data for 166 countries, with no signup or limits.
FreeNo sign-upNo ads
What to know▼
How it works
Adds or subtracts a given number of business days from a date, or counts business days between two dates, using real public holiday data for 166 countries and automatically handling weekends and national holidays.
Pricing
Free, no account, no limits, no ads.
Best for
Anyone needing accurate business-day calculations across different countries' holiday calendars.
We check every product on this page once a day and record whether it still answers.
Private expense tracker based on the 50/30/20 budgeting rule, no login, one-time payment.
No sign-upData stays with youPay once
What to know▼
How it works
Tracks expenses around the 50/30/20 budgeting rule with smart budgeting, monthly insights, recurring transactions and PDF export, storing data only on the device.
Pricing
One-time payment, no subscription.
Best for
People wanting a private expense tracker with no login.
We check every product on this page once a day and record whether it still answers.
A private, offline expense tracker with encrypted storage, no accounts and no telemetry — its optional AI assistant uses your own API key instead of sending data to the company's servers.
No sign-upWorks offlineData stays with you
What to know▼
How it works
An offline-by-default expense tracker with encrypted backup and an optional AI assistant.
What's different
No accounts, no analytics, no telemetry — the optional AI assistant uses your own provider key instead of routing your data through the company's servers.
Best for
People who want to track expenses without creating an account or having their financial data leave their device.
We check every product on this page once a day and record whether it still answers.
Generates formula-linked Excel financial models (three statements, DCF, IRR, sensitivity tables) from your inputs in minutes, free, no sign-up — for founders and finance pros needing investor-grade models fast.
FreeNo sign-up
What to know▼
How it works
Generates fully formula-linked Excel financial models from your inputs: pick from 21 industries, enter assumptions, and download a 15-sheet workbook with three linked statements, DCF valuation (WACC/CAPM, Gordon-Growth terminal value), IRR, sensitivity tables and integrity checks. Also builds standalone cashflow, DCF and free-cash-flow models spanning 3-25 years, annual or quarterly, in 30+ currencies.
Pricing
Free, no sign-up.
Best for
Founders and finance professionals who need an investor-grade financial model quickly instead of building one from scratch.
We check every product on this page once a day and record whether it still answers.
Splits shared expenses across recurring friend groups and trips, with AI receipt scanning, WhatsApp logging and offline mode that syncs when reconnected.
No sign-upWorks offlineNo ads
What to know▼
How it works
You create one group per friend circle, and every dinner, trip, or outing becomes an event inside it, with AI receipt scanning and settlement suggestions, expense logging via WhatsApp, multi-currency support, offline mode that syncs when reconnected, guest members with no account needed, and one-tap payment via Venmo or PayPal.
What's different
Organized around an ongoing friend group rather than a single trip, so history carries across every dinner and trip together.
Pricing
Free to start, no ads, no data selling.
Best for
Recurring friend groups splitting expenses across many dinners and trips over time.
We check every product on this page once a day and record whether it still answers.
Uploads bank statement PDFs and converts them into Excel, CSV, QBO, OFX or QIF files in seconds, no account needed. Built for accountants and bookkeepers who'd otherwise retype statements by hand.
FreeNo sign-up
What to know▼
How it works
Converts uploaded PDF bank statements into Excel, CSV, JSON, QBO, OFX or QIF files, supporting both digital and scanned PDFs via built-in OCR, including password-protected statements. A REST API is available for programmatic access.
What's different
Works with 10,000+ banks worldwide and handles scanned as well as digital PDFs.
Pricing
Free, no account required, no page limits or fees.
Best for
Accountants, bookkeepers and small business owners who'd otherwise retype bank statement transactions by hand.
We check every product on this page once a day and record whether it still answers.
An offline expense tracker with on-device receipt OCR and voice input, requiring no bank connection or account.
Watch out · No account or bank connection required; data stays on device.
FreeNo sign-upWorks offline
What to know▼
How it works
Track expenses with manual entry, voice input, or on-device OCR receipt scanning, with budgets, insights, anomaly detection, optional Google Drive backup, and PDF/CSV export.
Pricing
Free; premium unlocks voice AI categorization, receipt scanning, PDF export, and advanced insights.
Watch out
No account or bank connection required; data stays on device.
We check every product on this page once a day and record whether it still answers.
A tax calculator built for freelancers that estimates quarterly payments and self-employment tax from your income and expenses without needing an accountant.
FreeNo sign-up
What to know▼
How it works
Enter income and expenses to instantly see your estimated quarterly payment, self-employment tax obligation, and how much to set aside per payment.
We check every product on this page once a day and record whether it still answers.
Converts PDF bank statements to Excel/CSV entirely in your browser without uploading them, and checks each one balances to the penny. $19 per batch, not a subscription.
No sign-upWorks offlineData stays with you
What to know▼
How it works
Converts PDF bank and card statements to Excel/CSV entirely in the browser, without uploading files to a server, and re-verifies each statement against its own running balance to the penny.
What's different
Files never leave the browser (works in airplane mode), and mismatched statements are flagged and made free.
Pricing
$19 per batch, no subscription, no account.
Best for
Anyone converting bank statements to spreadsheets who wants to keep the files off a server.
We check every product on this page once a day and record whether it still answers.
Scans receipts and bank screenshots on your iPhone using on-device ML to auto-categorize spending, with nothing sent to a server. A personal budgeting tool, not a business expense system.
No sign-upWorks offline
What to know▼
How it works
Scans receipts, order confirmations and banking-app screenshots on an iPhone using Apple's on-device ML, and turns them into categorized, charted spending with one tap to confirm.
What's different
Runs entirely on-device with no account, aggregator, or cloud — financial data never touches a server. It also learns merchant-to-category mappings and retags past transactions.
Best for
iPhone users tracking personal spending who don't want their financial data leaving their device.
We check every product on this page once a day and record whether it still answers.
Extracts transactions from bank statements, including messy scans, into Excel or CSV without manual re-checking — the free tier covers only 5 pages, no signup needed.
No sign-up
What to know▼
How it works
Extracts transactions from bank and financial statements — including scanned PDFs, JPGs and PNGs — into Excel, CSV, QIF and accounting-ready exports, with automatic validation of the extracted results.
What's different
Built to handle messy, multi-page, multi-account and multi-currency scans that other converters stall on.
Pricing
5 pages free, no signup required.
Best for
Accountants and bookkeepers who need to digitize real-world, hard-to-parse bank statements without manually re-checking every row.
We check every product on this page once a day and record whether it still answers.
Free invoice, receipt, expense-report and payslip generator plus finance calculators for freelancers and small businesses — no account, no watermark, no paywall, download a clean PDF.
