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An app that turns UPI payment screenshots or bank debit SMS into categorized expense logs, for people in India who don't want to link their bank account.
Free
What to know▼
How it works
extracts amount, merchant and date from PhonePe/GPay/Paytm screenshots or SMS using AI
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Runs a title agency's whole closing pipeline — orders, escrow ledgers, settlement statements, client portal — as a cheaper alternative to SoftPro or Qualia. Built for title and escrow businesses, not freelancers.
What to know▼
How it works
Runs a title agency's whole closing pipeline: orders and parties, milestone task lists dated off the closing, ALTA-style commitments and policies, CD-style settlement statements, reconcilable escrow ledgers, document automation with merge fields, branded invoices with QuickBooks push, a client closing portal, and calendar sync.
What's different
A modern alternative to SoftPro, Qualia, and ResWare.
Pricing
$49–$249/mo, 14-day trial, no card required, no demo call.
Best for
Title and escrow agencies running their closing pipeline.
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Local-first AI tooling for finance teams' monthly close (bank reconciliation, CSV sorting, PDF parsing, cash forecasting) that keeps sensitive financial data off cloud AI services.
Works offlineData stays with you
What to know▼
How it works
Local-first AI tools for finance teams' monthly close — bank reconciliation, sorting CSV line items, parsing PDFs, and building 90-day cash forecasts — without uploading sensitive financial data to cloud AI services.
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French property-management software (accounting, fund calls, AGMs, extranet) for condo syndicates and managers, instead of spreadsheets and paper for co-ownership admin.
What to know▼
How it works
French property-management software handling accounting, fund calls, general assembly management and an extranet for condo syndicates.
Pricing
Free trial, from 120 euros per year.
Best for
Volunteer or professional syndics managing French co-ownership buildings instead of spreadsheets and paper.
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A dead-simple expense tracker: type a shorthand phrase like 'coffee 12' and it's logged and categorized instantly. Data stays on your phone, with no bank linking or account required.
Watch out · Because there's no bank linking, entries rely on you remembering to type them rather than automatic transaction capture.
No sign-upData stays with youNo ads
What to know▼
How it works
Type a shorthand phrase like 'coffee 12' and it's instantly logged and categorized as an expense.
What's different
No bank linking, no signup and no ads — data stays on your phone rather than syncing to a server.
Pricing
No signup required.
Best for
People who want expense tracking simple enough to actually stick with, without linking a bank account.
Watch out
Because there's no bank linking, entries rely on you remembering to type them rather than automatic transaction capture.
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A suite of free financial calculators plus a paid AI-driven P&L analysis tool for small business owners.
FreeNo sign-upCan export my data
What to know▼
How it works
Offers free financial calculators (EBITDA, cash flow, valuation, ROI, break-even) plus a paid tier for AI analysis of an uploaded P&L and cash flow forecasting.
Pricing
Free calculators with no signup; Advantage tier is $19/month at the founding rate.
Best for
Small business owners without a CFO or accountant.
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A shared app for people who live together to split expenses fairly, divide chores with a point-based leaderboard, and keep one synced shopping list and calendar. Built for households and roommates.
No adsNo tracking
What to know▼
How it works
A shared household app: split expenses equally, by percentage, or by income with multi-currency running balances; assign chores with a points-based leaderboard; keep one synced shopping list and shared calendar with reminders.
What's different
The chore leaderboard is meant to surface who is actually carrying the invisible work of running a home, not just money splits.
Best for
Partners, roommates, or families sharing a household who want one place for money, chores and shopping.
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Turns messy bank CSV exports into a local ledger with an AI advisor that explains and can act on your finances, for people tired of chat-over-CSV finance tools.
What to know▼
How it works
Parses recurring bank exports into a local ledger, separates accounts by purpose
What's different
Keeps uncertainty visible instead of forcing false precision; advisor can take approved actions
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Imports Stripe's itemized automatic-payout CSV and turns it into a balanced QuickBooks journal — maps accounts, previews the journal, downloads a QuickBooks CSV, parsed entirely locally.
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Privacy-first app to organize life with your people
FreeWorks offlineData stays with you
What to know▼
How it works
AI fiş taramasıyla gider paylaşır, alışveriş listesi ve görev oyunlaştırması sunar, ortak fotoğraf zaman çizelgesi tutar; veri sıfır bilgi ilkesiyle şifreli, biz bile göremeyiz.
What's different
Beş ayrı uygulamayı tek gizlilik öncelikli uygulamayla değiştirir.
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A free calculator that adds, subtracts or counts business days between dates using real public-holiday data for 166 countries, with no signup or limits.
FreeNo sign-upNo ads
What to know▼
How it works
Adds or subtracts a given number of business days from a date, or counts business days between two dates, using real public holiday data for 166 countries and automatically handling weekends and national holidays.
Pricing
Free, no account, no limits, no ads.
Best for
Anyone needing accurate business-day calculations across different countries' holiday calendars.
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A local-first app combining document scanning, PDF tools, notes, expense tracking, and reminders that mostly works offline without an account.
Works offlineData stays with you
What to know▼
How it works
Combines document scanning, PDF tools, multi-format document reading, notes, expense tracking, reminders, weather, QR generation, and photo compression, with most features working offline and no account required.
What's different
Built to replace multiple everyday apps with one experience.
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A shared budgeting app for couples, families and small teams to track income, expenses and recurring bills together, not just personal finance.
What to know▼
How it works
A collaborative money manager where individuals, couples, families or small teams create shared workspaces to track income and expenses, plan budgets, manage recurring transactions, and monitor spending through reports.
What's different
Built for multiple people to stay aligned on shared finances, unlike money managers focused only on personal finance.
Best for
Couples, families or small teams who want to manage money together rather than separately.
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An open-source AI agent platform for automating office and personal tasks — describe what you need in plain language and it builds a specialized assistant, no coding required.
Open source
What to know▼
How it works
An open-source AI agent platform where you create specialized 'office assistant' agents by describing what you need — e.g. one for the employee database, one for leave requests, one for expenses — and interact with them over WhatsApp, Telegram, or a native chat interface.
What's different
Open source and conversational (chat with agents like a colleague) instead of navigating a traditional ERP's pre-built interfaces.
Pricing
Open source.
Best for
Small offices wanting to automate workflows like HR, expenses or leave requests without learning a complex ERP UI.
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Gives local store owners a 2-minute daily finance check-in to track real profit margins and stop money leaks, instead of a bloated ERP or blind notebooks.
What to know▼
How it works
daily sales close, margin tracking, team payout management
Best for
store owners who want cash-flow control without accounting overhead
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A web-based audit tool for Amazon FBA sellers that finds under-reimbursed and missing costs from uploaded Seller Central CSV exports and turns them into a prioritized, exportable dispute list.
Can export my data
What to know▼
How it works
upload a reimbursement CSV and optional sourcing-cost CSV; it detects missing costs, under-reimbursement, and inconsistent valuations, then outputs a filterable, prioritized flag table
Pricing
free tier covers basic audits with limited exports; Pro tier unlocks unlimited exports and advanced features
Best for
Amazon FBA sellers who want to recover owed reimbursements without manually combing spreadsheets
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A time-calculation app that parses everyday time expressions, durations, and timecodes into precise conversions across modes for HR, film, dev, logistics, and accounting.
Watch out · Only Android is out now; iOS is not yet available.
What to know▼
How it works
Type time in natural formats like '2h 30m + 45m' or SMPTE timecodes; the app parses and converts them while distinguishing durations from dates.
Best for
People who need to compute time math in many formats: HR, film, dev, logistics, or accounting.
Watch out
Only Android is out now; iOS is not yet available.
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A GST/VAT invoicing and inventory app with team role permissions, POS scanning and CSV migration for small businesses leaving spreadsheets behind.
What to know▼
How it works
Create compliant GST/VAT invoices, manage multi-business profiles, track inventory with auto-stock sync, and set granular role permissions, with POS barcode/QR scanning and CSV migration.
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Private expense tracker based on the 50/30/20 budgeting rule, no login, one-time payment.
No sign-upData stays with youPay once
What to know▼
How it works
Tracks expenses around the 50/30/20 budgeting rule with smart budgeting, monthly insights, recurring transactions and PDF export, storing data only on the device.
Pricing
One-time payment, no subscription.
Best for
People wanting a private expense tracker with no login.
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A private, offline journal for solo and divorced parents to track custody schedules and log expenses with receipt scanning, kept as their own record for legal, tax or personal clarity.
Works offline
What to know▼
How it works
Paints who has the kids on a time grid, applies custody templates, imports calendar events, and logs expenses with receipt scanning; has no shared accounts, chat or cloud sync.
Best for
solo or divorced parents who want a private custody and expense record.
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A local tool that converts bank CSV files into review-ready IIF exports for accounting software, with date, description, account, and signed-amount mapping.
Can export my data
What to know▼
How it works
Maps CSV columns to IIF fields (date, description, account, signed amount), previews the result, and validates it before export, processed locally.
Best for
Bookkeepers converting bank CSV exports into IIF format without a cloud upload.
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An all-in-one business platform for Latin American service businesses to manage appointments, staff, clients, and accounting, with WhatsApp reminders, in Spanish and local currency.
What to know▼
How it works
Handles appointment scheduling, staff and client management, WhatsApp reminders, accounting, and online booking in one system.
Best for
Latin American service businesses that need booking and client management in Spanish.
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A cloud ERP for Pakistani businesses that manages accounting, inventory, sales, purchases, HR, payroll, production, agriculture, and e-commerce in one connected system.
What to know▼
How it works
Manages accounting, inventory, sales, purchases, HR, payroll, production, agriculture, and e-commerce in one connected cloud system.
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An AI tool that extracts transactions from PDF bank statements for 50+ US banks and credit unions and exports them to clean Excel or CSV files in seconds.
Free
What to know▼
How it works
AI reads each bank's PDF layout so dates, descriptions, and amounts land in the correct columns.
Pricing
1 page/day free without an account, or 5 pages/day free with a free account.
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Reads bank statements, utility meters and receipts from photos via a WhatsApp/Telegram bot to auto-track personal and family finances, including real car cost-per-km. Core features are free.
Free
What to know▼
How it works
AI imports bank statements from any bank without per-bank parsers, and a Telegram/WhatsApp bot reads utility meters and fuel receipts from photos to track real car cost-per-km, alongside expense tags with auto-rules, bulk editing, an assets page, multi-currency analytics, family groups, and a landlord/tenant mode.
What's different
Removes manual data entry by reading statements and photos directly rather than requiring bank-account connections.
Pricing
Core features are free, available in 20+ languages.
Best for
Individuals and families who want automated finance tracking without manually entering every transaction.
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An AI-powered financial platform that automates invoice, quote, and contract creation along with bank reconciliation to keep businesses compliant and cut costs.
What to know▼
How it works
automates invoicing, quotes, contracts, and bank reconciliation for compliance
Best for
businesses wanting to streamline financial paperwork and stay compliant
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A shared couples' budget app with an AI chat interface (text an expense, snap a receipt) replacing spreadsheets.
What to know▼
How it works
A shared budget between partners that updates live via iCloud, with an AI chat interface — type something like "coffee 5" to log an expense, or snap a photo of a receipt to have it read automatically. Includes budgets, goals, debt tracking, multi-currency, and widgets.
What's different
Replaces spreadsheets and split-expense apps with a conversational, always-synced shared budget.
Best for
Couples who want to track shared spending without spreadsheets.
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A tool that extracts invoice data from email and syncs it into QuickBooks or Xero automatically, for bookkeepers and accountants, instead of manual data entry.
What to know▼
How it works
Scans email for invoices and syncs the extracted data into QuickBooks or Xero.
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An AI agent that clicks through existing desktop software like a human, automating manual work in healthcare prior-authorization, legacy EHRs, insurance and tax/accounting.
Watch out · The OSWorld benchmark score is cited as independently verified, but we haven't checked the source ourselves.
What to know▼
How it works
An AI agent that operates existing desktop software by clicking through it like a human, end to end, with human takeover and full audit trails — no API integration required.
What's different
Independently verified at 82.81% on the OSWorld Verified benchmark (359 tasks), which the page cites as near the top of that leaderboard.
Best for
Teams automating manual work in healthcare prior-authorization, legacy EHR systems, insurance or tax/accounting where no API exists.
Watch out
The OSWorld benchmark score is cited as independently verified, but we haven't checked the source ourselves.
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A budgeting app that deliberately skips bank-sync automation — you log expenses by hand, which the maker argues builds more financial awareness than auto-tracked apps.
Data stays with you
What to know▼
How it works
You manually record each expense rather than connecting your bank, combined with insights, budgets, and forecasting.
What's different
Deliberately skips bank-sync automation, on the premise that financial awareness beats financial automation.
Best for
People who want to build spending awareness through manual logging rather than automated bank tracking.
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A personal dashboard combining an AI expense auditor with 10-year savings projections and a Pomodoro-style time-blocking calendar; free to try, with a paid premium tier.
What to know▼
How it works
Combines an AI expense auditor, which detects hidden daily expenses and projects 10-year savings, with a Pomodoro-based time-blocking calendar for structuring daily tasks.
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Speak or photograph a receipt and it logs and categorizes it, showing real profit instead of just sales. For small business owners tired of manual bookkeeping; the Pro trial needs a card.
Watch out · The free trial requires a card upfront and converts to a paid charge automatically unless cancelled before it ends.
What to know▼
How it works
Speak an entry or photograph a receipt and it's logged and categorized instantly; you can ask questions like how much you made this week and see true profit rather than just sales, plus track customer credit and get a shareable month-end recap card.
Pricing
Pro trial is free for 2 days, but a card is required and charged automatically once the trial ends unless cancelled.
Best for
Small business owners doing bookkeeping manually who want it done by voice or photo instead.
Watch out
The free trial requires a card upfront and converts to a paid charge automatically unless cancelled before it ends.
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Smartsideais regenerates a small business's recurring finance/ops reports every month from saved templates, showing the formula and a confidence rating behind every number.
What to know▼
How it works
Regenerates a small business's recurring finance and ops reports every month from saved templates, showing the formula behind every number along with a confidence rating.
Best for
Small-business owners or operators who currently rebuild the same reports by hand each month.
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Extracts transactions from bank statements, including messy scans, into Excel or CSV without manual re-checking — the free tier covers only 5 pages, no signup needed.
No sign-up
What to know▼
How it works
Extracts transactions from bank and financial statements — including scanned PDFs, JPGs and PNGs — into Excel, CSV, QIF and accounting-ready exports, with automatic validation of the extracted results.
What's different
Built to handle messy, multi-page, multi-account and multi-currency scans that other converters stall on.
Pricing
5 pages free, no signup required.
Best for
Accountants and bookkeepers who need to digitize real-world, hard-to-parse bank statements without manually re-checking every row.
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Financial management dashboard for people running multiple small businesses to track budgets, P&L, and expenses in one place instead of juggling spreadsheets.
What to know▼
How it works
AI-powered insights and industry benchmarks across all your businesses from one dashboard.
Best for
Owners or operators managing more than one small business.
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An AI agent that handles bookkeeping admin for Swiss small businesses — reading invoices, applying VAT, and reconciling the bank — while you approve the decisions.
Free
What to know▼
How it works
reads and matches invoices, applies Swiss VAT, routes approvals, posts entries, reconciles bank, full audit trail
What's different
built specifically for Swiss GAAP and QR-bills, data hosted in Zurich
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Google Sheets template for tracking side-hustle revenue, SaaS subscription costs, and net profit.
FreeCan export my data
What to know▼
How it works
A Google Sheets template with a dynamic dashboard tracking revenue, SaaS expenses, and net profit, plus a SaaS renewal alert and 1-click PDF export via Apps Script.
Pricing
Free to copy.
Best for
Solopreneurs tracking multiple side hustles and SaaS subscription burn rate.
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Generates formula-linked Excel financial models (three statements, DCF, IRR, sensitivity tables) from your inputs in minutes, free, no sign-up — for founders and finance pros needing investor-grade models fast.
FreeNo sign-up
What to know▼
How it works
Generates fully formula-linked Excel financial models from your inputs: pick from 21 industries, enter assumptions, and download a 15-sheet workbook with three linked statements, DCF valuation (WACC/CAPM, Gordon-Growth terminal value), IRR, sensitivity tables and integrity checks. Also builds standalone cashflow, DCF and free-cash-flow models spanning 3-25 years, annual or quarterly, in 30+ currencies.
Pricing
Free, no sign-up.
Best for
Founders and finance professionals who need an investor-grade financial model quickly instead of building one from scratch.
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Uploads bank statement PDFs and converts them into Excel, CSV, QBO, OFX or QIF files in seconds, no account needed. Built for accountants and bookkeepers who'd otherwise retype statements by hand.
FreeNo sign-up
What to know▼
How it works
Converts uploaded PDF bank statements into Excel, CSV, JSON, QBO, OFX or QIF files, supporting both digital and scanned PDFs via built-in OCR, including password-protected statements. A REST API is available for programmatic access.
What's different
Works with 10,000+ banks worldwide and handles scanned as well as digital PDFs.
Pricing
Free, no account required, no page limits or fees.
Best for
Accountants, bookkeepers and small business owners who'd otherwise retype bank statement transactions by hand.
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Logs expenses on the go directly into your own Google Sheet, with a dashboard of spending trends.
FreeNo ads
What to know▼
How it works
Add a purchase entry in seconds and it writes directly to your own Google Sheet; a home dashboard shows today, month-to-date, and year-to-date spending, with full-history search.
What's different
Data lives in your own Google Sheet, avoiding lock-in.
Pricing
Free, no ads.
Best for
People who want fast mobile expense logging tied to their own spreadsheet, including families sharing one sheet.
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A private, offline expense tracker with encrypted storage, no accounts and no telemetry — its optional AI assistant uses your own API key instead of sending data to the company's servers.
No sign-upWorks offlineData stays with you
What to know▼
How it works
An offline-by-default expense tracker with encrypted backup and an optional AI assistant.
What's different
No accounts, no analytics, no telemetry — the optional AI assistant uses your own provider key instead of routing your data through the company's servers.
Best for
People who want to track expenses without creating an account or having their financial data leave their device.
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Scans paper receipts with on-device AI and turns them into categorized expenses automatically — offline-first with optional cloud sync, supports 12 languages and multiple currencies.
Works offline
What to know▼
How it works
Snaps a photo of a paper receipt and reads it with on-device AI, turning it into a categorized expense without manual typing.
What's different
Processes receipts on-device and works offline-first, syncing to the cloud only when you choose.
Pricing
Free trial on iOS.
Best for
People tracking expenses who want to avoid manually typing receipt data, with multi-currency and multilingual support.
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Splits shared expenses across recurring friend groups and trips, with AI receipt scanning, WhatsApp logging and offline mode that syncs when reconnected.
No sign-upWorks offlineNo ads
What to know▼
How it works
You create one group per friend circle, and every dinner, trip, or outing becomes an event inside it, with AI receipt scanning and settlement suggestions, expense logging via WhatsApp, multi-currency support, offline mode that syncs when reconnected, guest members with no account needed, and one-tap payment via Venmo or PayPal.
What's different
Organized around an ongoing friend group rather than a single trip, so history carries across every dinner and trip together.
Pricing
Free to start, no ads, no data selling.
Best for
Recurring friend groups splitting expenses across many dinners and trips over time.
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An offline Android budget tracker that auto-reads GCash/Maya/bank notifications, for people who want their spending data to stay on-device rather than in a cloud app.
Works offline
What to know▼
How it works
An offline Android app that automatically captures transaction data from GCash, Maya, and bank notifications, tracks multi-currency budgets, debts, and recurring subscriptions, and includes a built-in AI assistant to answer questions about spending.
What's different
Works entirely offline, so financial data stays on the device rather than in a cloud service.
Best for
People who want automated expense tracking from their existing payment apps without their spending data leaving their phone.
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An offline expense tracker with on-device receipt OCR and voice input, requiring no bank connection or account.
Watch out · No account or bank connection required; data stays on device.
FreeNo sign-upWorks offline
What to know▼
How it works
Track expenses with manual entry, voice input, or on-device OCR receipt scanning, with budgets, insights, anomaly detection, optional Google Drive backup, and PDF/CSV export.
Pricing
Free; premium unlocks voice AI categorization, receipt scanning, PDF export, and advanced insights.
Watch out
No account or bank connection required; data stays on device.
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A tax calculator built for freelancers that estimates quarterly payments and self-employment tax from your income and expenses without needing an accountant.
FreeNo sign-up
What to know▼
How it works
Enter income and expenses to instantly see your estimated quarterly payment, self-employment tax obligation, and how much to set aside per payment.
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Converts PDF bank statements to Excel/CSV entirely in your browser without uploading them, and checks each one balances to the penny. $19 per batch, not a subscription.
No sign-upWorks offlineData stays with you
What to know▼
How it works
Converts PDF bank and card statements to Excel/CSV entirely in the browser, without uploading files to a server, and re-verifies each statement against its own running balance to the penny.
What's different
Files never leave the browser (works in airplane mode), and mismatched statements are flagged and made free.
Pricing
$19 per batch, no subscription, no account.
Best for
Anyone converting bank statements to spreadsheets who wants to keep the files off a server.
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Scans receipts and bank screenshots on your iPhone using on-device ML to auto-categorize spending, with nothing sent to a server. A personal budgeting tool, not a business expense system.
No sign-upWorks offline
What to know▼
How it works
Scans receipts, order confirmations and banking-app screenshots on an iPhone using Apple's on-device ML, and turns them into categorized, charted spending with one tap to confirm.
What's different
Runs entirely on-device with no account, aggregator, or cloud — financial data never touches a server. It also learns merchant-to-category mappings and retags past transactions.
Best for
iPhone users tracking personal spending who don't want their financial data leaving their device.
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Free invoice, receipt, expense-report and payslip generator plus finance calculators for freelancers and small businesses — no account, no watermark, no paywall, download a clean PDF.
Tools for bookkeeping and reconciliation — the short answers
Every number here comes from our own daily check — not from a vendor list.
Tools for bookkeeping and reconciliation — how many are there?
Tablif is tracking 252 of them. 246 answered our check today, and 4 we couldn't reach — we don't claim those are dead.
Which ones are still maintained?
Tablif knocks on every door once a day and records the answer. 246 of these 252 responded on the latest run, so that number is what "still here" means on this page — not a review score.
Are any of them free?
42 of the live ones say so in their own words, and 19 let you start without making an account. Tablif records the claim the product makes; we don't verify pricing.
Any open-source options?
4 of the live ones on Tablif mention being open source.
What's the newest one?
Finamie — Tablif first saw it today.
Did a person actually look at these?
249 of them Tablif opened and read, then wrote a one-line summary in our own words instead of reusing the founder's tagline. The rest carry keyword labels we haven't confirmed by reading yet — and we say so rather than hiding it.
