Kalculate · House #21,951

What it is

Calls itself “retirement and withdrawal calculators”.

• Calls itself: retirement and withdrawal calculators

“…retirement and withdrawal calculators”

Where it puts itself

Rules out “no sales pitch”.

• Says it will not: no sales pitch

“…no sales pitch, no phone number, and your data never leaves your browser”

What it costs

A free tier, free forever. No monthly or yearly plan. No one-time option.

• One-time: no
• Monthly: no
• Yearly: no
• Commission: no
• Free plan: free forever

“We don't sell products, take commissions, or store your financial data.”

“Free, privacy-first retirement and withdrawal calculators for India.”

Who it sells to

Sells to consumers.

• Sells to: consumers

“Free, privacy-first retirement and withdrawal calculators for India.”

How it runs

Runs locally and works offline. No API.

• Runs where: on the device, offline
• API: no

“…your data never leaves your browser — you export it, you own it.”

“Nothing you type here is on our servers — no account, no sign-in.”

What it works with

Names SEBI and Sheets on its pages.

• Names: SEBI · Sheets

“Kalculate is an educational tool, not investment advice — we're not a SEBI-registered financial planner.”

“A branded, styled workbook with your full year-by-year schedule (and Monte Carlo percentile bands, if run) — built to keep exploring in Excel or Sheets, not just a static export.”

What it offers as proof

Live, no waitlist. Try it without signing up. Publishes a blog.

• Trial asks for: nothing

“Inflation-honest planning for India. No sales pitch, no phone number, and your data never leaves your browser”

“Inflation-honest planning for India. No sales pitch, no phone number, and your data never leaves your browser — you export it, you own it.”