Smart Envelope AI · House #19,645

What it is

Calls itself “budgeting app”.

• Calls itself: budgeting app

“…budgeting app”

Where it puts itself

Rules out “No bank login”.

• Says it will not: No bank login

“Smart Envelope is built differently:”

“No bank login required — ever.”

What it costs

Monthly subscription and yearly plan. Free for a trial period. Trial: “14-day”. Prices quoted: $4.99/month, $59.88/year.

• Monthly: yes
• Yearly: yes
• Free plan: free for a trial
• Price: $4.99/month · $59.88/year
• Trial: 14-day

“14-day free trial, then $4.99/month. cancel anytime”

“- Then $4.99/month or $59.88/year”

Who it sells to

Sells to consumers. In English.

• Sells to: consumers
• Languages: English

“Just a budgeting app that respects the fact that your money is your business.”

“Language EN English”

How it runs

A mobile app for iOS. Runs locally and works offline. Distributed through the App Store. AI is the core of the product.

• Kind: mobile
• Runs on: iOS
• Runs where: on the device, offline
• Distributed via: App Store
• AI role: core to the product

“Built for the phone in your pocket.”

“…iPhone”

What it works with

Integrates with iCloud. Runs inside Apple.

• Integrates with: iCloud
• Runs inside: Apple

“Requires macOS 14.6 or later and a Mac with Apple M1 chip or later.”

“If you enable iCloud Photos backup in Settings, photos sync only to your own iCloud account”

What it offers as proof

Live, no waitlist. Trying it asks for a card.

• Instant signup: yes
• Trial asks for: a card

“Payment is charged to your Apple Account.”