Kipta · House #30,182

What it is

Calls itself “personal finance app”.

• Calls itself: personal finance app

“Kipta is an AI-powered personal finance app”

Where it puts itself

Rules out “bank logins”. Publishes a comparison page.

• Says it will not: bank logins

“Most finance apps record. Kipta helps you understand.”

“Zero bank credentials required We never ask for your bank logins, online banking passwords, or credential access.”

What it costs

Monthly subscription. A free tier, free forever. Sales on request. No yearly plan. 4 prices listed on its pages, from $0 to $30.

• Monthly: yes
• Yearly: no
• Free plan: free forever
• Price: 4 prices, from $0 to $30
• Contact sales: yes

“$0.00 /month”

“$14.99 /month”

Who it sells to

Sells to consumers.

• Sells to: consumers

“Kipta is an AI-powered personal finance app that analyzes your expenses, income, statements, and spending habits to help you understand your money and make better financial decisions.”

How it runs

A mobile app. Hosted in the cloud. Distributed through the App Store and Play Store. AI is the core of the product. Built with Google Analytics.

• Kind: mobile
• Runs where: cloud / hosted
• Distributed via: App Store · Play Store
• AI role: core to the product
• Analytics: Google Analytics

“Download on the App Store”

“Application-layer encryption Sensitive financial details like merchant names and personal records are encrypted at rest with multi-tenant database isolation.”

What it works with

Names Copilot, Monarch and 1 more on its pages.

• Names: Copilot · Monarch · YNAB

“Comparisons Kipta vs Monarch, YNAB, Copilot”

“Kipta uses AI to analyze expenses, income, and habits with personalized financial insights.”

What it offers as proof

Live, no waitlist. Try it without signing up. Publishes docs.

• Instant signup: yes
• Trial asks for: nothing

“Get Started Free”

“Free plan includes 25 AI credits per month. No credit card required.”