Laying out the streets…STEP 1 OF 3

Lumi: Budget & Expense Tracker · House #26,313

Log any expense in 3 seconds — no bank, no manual entry

In the Personal money neighborhood (Industry). In town since 30 Sept 2026.

Nobody has claimed this house yet. Tablif records every new product and gives it a house; when its owner claims it, the lights go on.

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What Tablif read on Lumi: Budget & Expense Tracker's site

Lumi: Budget & Expense Tracker describes itself as: “Lumi — Voice Expense Tracker & AI Budget App for iPhone”

What it is

Calls itself “Budget App” and “expense tracker”.

  • Calls itself: Budget App · expense tracker
“AI Budget App for iPhone”
“Voice expense tracker for iPhone”

Where it puts itself

Claims “only app combining AI scanning + multi-currency + privacy”. Rules out “bank access”.

  • Superlative claim: only app combining AI scanning + multi-currency + privacy
  • Says it will not: bank access
“Analyzed 18 competitors. Lumi is the only app combining AI scanning + multi-currency + privacy.”
“Lumi never asks for bank access.”

What it costs

Monthly subscription and yearly plan. A free tier, free forever. Trial: “free trial”. Prices quoted: $4.99/mo.

  • Monthly: yes
  • Yearly: yes
  • Free plan: free forever
  • Price: $4.99/mo
  • Trial: free trial
“Free / $4.99/mo”
“$4.99/mo”

Who it sells to

Sells to consumers. Built for teams.

  • Sells to: consumers
  • Company size: teams
“Voice Expense Tracker & AI Budget App for iPhone”
“Invite your partner to Lumi Premium. Every transaction gets tagged with who added it — so you always know who spent what, without asking.”

How it runs

A mobile app for iOS. Runs locally and works offline. Distributed through the App Store. AI is the core of the product. Built with Google Analytics.

  • Kind: mobile
  • Runs on: iOS
  • Runs where: on the device, offline
  • Distributed via: App Store
  • AI role: core to the product
  • Analytics: Google Analytics
“Voice Expense Tracker & AI Budget App for iPhone”
“Your data stays on your device.”

What it works with

Names Budget Bestie, Copilot and 3 more on its pages.

  • Names: Budget Bestie · Copilot · Monarch · +2
“Budget Bestie is the envelope method gone digital”
“Copilot ($96/yr)”

What it offers as proof

Live, no waitlist. Claims “150+”. Try it without signing up. Publishes a blog.

  • Number claimed: 150+
  • Instant signup: yes
  • Trial asks for: nothing
“Download Free on App Store”
“150+ currencies”

Sources

Tablif read these pages, last on 30 Sept 2026. Everything above is what the product says about itself; Tablif does not verify every claim.

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