Laying out the streets…STEP 1 OF 3

Debtless · Office #36,697

AI debt coach that builds your payoff plan and budget

In the Personal money neighborhood (Industry). In town since 11 Oct 2026.

Nobody has claimed this office yet. Tablif records every new product and gives it an office; when its owner claims it, the lights go on.

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What Tablif read on Debtless's site

Debtless describes itself as: “Debtless: AI Debt & Budget | AI Debt Coach for iPhone”

What it is

Calls itself “financial app”.

  • Calls itself: financial app
“Debtless: AI Debt & Budget is more than just a financial app.”

Where it puts itself

Positions itself as an alternative to YNAB. Rules out “We never sell your information”. Publishes a comparison page.

  • Alternative to: YNAB
  • Says it will not: We never sell your information
“…ynab-alternative-for-debt”
“We never sell your information and implement bank-level security measures.”

What it costs

Monthly subscription and yearly plan. No free plan. 5 prices listed on its pages, from $3 to $80.

  • Monthly: yes
  • Yearly: yes
  • Free plan: no
  • Price: 5 prices, from $3 to $80
“$12.99/month or $79.99/year (CAD)”
“Weekly plan $2.99/week, shown to some people while we test pricing”

Who it sells to

Sells to consumers.

  • Sells to: consumers
“Our mission is to democratize access to intelligent financial guidance, making professional-level debt management strategies available to everyone.”

How it runs

A mobile app for iOS. Distributed through the App Store. AI is the core of the product. Built with Google Analytics.

  • Kind: mobile
  • Runs on: iOS
  • Distributed via: App Store
  • AI role: core to the product
  • Analytics: Google Analytics
“AI Debt Coach for iPhone”
“…iPhone, US and Canada.”

What it works with

Names Debby, US and Canada and 3 more on its pages.

  • Names: Debby · US and Canada · Undebt.it · +2
“Debby, the built-in AI debt coach”
“Debtless”

What it offers as proof

Live, no waitlist. Trying it asks for a card.

  • Instant signup: yes
  • Trial asks for: a card
“Free download · 7-day free trial”
“Billing Through Apple. Cancel any time in App Store settings.”

Sources

Tablif read these pages, last on 11 Oct 2026. Everything above is what the product says about itself; Tablif does not verify every claim.

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